How to Spend Bitcoin using Tando from within the Bitsacco community
Prerequisites
Complete these guides first for the best experience:
As a member of the Bitsacco community living in or visiting Kenya, you may want to spend some Bitcoin to conduct your business or go about your day. We have now integrated Tando as a first-class mini-app for you to spend your Bitcoin, anywhere in Kenya. This step-by-step guide will show you how
What you'll learn
- Learn how to spend your Bitcoin anywhere in Kenya, using Tando mini app in Bitsacco community
Expected Outcomes
- You can instantly spend and access the value of your Bitcoin saved in the Bitsacco community as Kenya shillings
Step-by-step instructions
Access the Spend Bitcoin Mini App
Open your Fedi app and navigate to the Bitsacco community. Under "Community Mini Apps," tap on Spend Bitcoin. This is the Tando mini app

Choose Your Payment Method
TANDO offers multiple payment options on its home screen:
- Scan QR Code - Pay Mpesa point of sale via QR codes
- Send Money - Send M-Pesa to phone numbers
- Pay Bills - Pay utility bills and services
- Buy Goods - Pay for merchant purchases
For this guide, we'll focus on Send Money experience as an example

Enter Payment Details
On the "Send Money" screen:
- Phone Number: Enter the recipient's phone number (format: 254 712 .........)
- You can use the "PASTE" button if you've copied the number
- Total Amount: Enter the amount in KSH you want to send (range: 15 to 50,000)
- Tap the green "Next >>" button to continue

Review the Lightning Invoice
The system will generate a Lightning invoice showing:
- A QR code (can be copied by tapping "TAP TO COPY")
- The amount you will spend in BTC (example: 0.00 000 132)
- The recipient's phone number
Tap the green "Pay Invoice" button to proceed.

Confirm the Payment Request
A payment confirmation popup will appear showing:
- "Payment request from Tando"
- Your Bitsacco wallet details and current balance
- The amount to be deducted in USD and SATS (example: 0.12 USD / 132 SATS)
- Option to view "Details & Fee"
Review the details, then:
- Tap "Accept" to confirm the payment
Tap "Reject" to cancel

Track Payment Progress and Confirmation
Once you accept, TANDO will process your payment through several stages:
When the payment is successful, you'll receive a confirmation screen as shown below:
Tap the green "Done" button to return to the main screen.

Verify Your Updated Balance
Navigate to the Wallets tab in Fedi to confirm:
- Your Bitcoin balance has decreased by the spent amount
- The transaction appears in your Bitsacco wallet history
Conclusion
You have successfully sent kenya shillings to an mpesa phone number using TANDO-powered Spend Bitcoin mini app from within the Bitsacco community. This is how simple it is to access the value of your Bitcoin in kenya shillings, anywhere in Kenya.
Additional Notes
Please note the following
- Keep your receipt number for transaction records
- Tando Payment processing typically takes a few seconds to minutes